Honest And Trustworthy Home Loan Lenders

Rick Hennen is an outstanding VA home loan expert catering to veterans' needs for more than 20 years. I am the vice president, production manager with Bay Capital Mortgage. My goal is to help veterans and their families know the benefits the VA Program is offering. At Bay Capital Mortgage (Bay Capital Mortgage NMLS ID 39610 and Rick Hennen's NMLS ID 662158), the team will bend over backward to help clients with their mortgage needs. We are the best when it comes to explaining the loans or products to the clients. So, apply now to get help at every stage of mortgage lending, from purchase to refinance. This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on the applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant.

Why Choose Us

Rick Hennen is considered the number 1 loan officer due to the following reasons:

• 20+ Years Of Experience
• Closed Over $800,000,000 In Mortgages
• 100% Loyalty With Clientele
• Done Over 150 Transactions
• Exemplary Customer Service
• Well-Informed Mortgage Experience

Our Services

Here is what we are offering to our respected clientele:

• Best Mortgage
• Military Loans
• VA Loans
• Loans For Military
• Loans For Navy
• Refinancing Service
• Veteran Relocation
• Low Down Payment Options
• Fix Bad Credit
• Repair Bad Credit