Name: Jumbo Mortgage Rates Santa Monica CA
Address: Santa Monica, California, US
Telephone: (310) 874-5636
Price range: $$$

Jumbo Mortgage Options

Many of you wish to have a dream house of your choice in the most suitable location. But you fail to have one as you run short on financing. I, Wendell Baker - PNC Bank Mortgage Banker, can make this possible at the most affordable and desirable rates of your choice. The jumbo mortgage rates provided to you would be spread across many years and you can wish to pay fixed rates, as per your ease. I, with my skillful and expert professional team, can assist in acquiring jumbo mortgage rates in Santa Monica CA. Call now!

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Home Financing

Buying your first home can be an exciting time for you and could signal some new personal changes as well. However, making a large investment can feel overwhelming and scary. One of the best ways to alleviate some of the stress is to do your research and to have the right home loan lender. I will help you choose the best financing option to fit your needs.

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First Time Homebuyers

First-time homebuyer programs can help make your goal of homeownership a reality. We have the best programs and loans for first-time homebuyers that can help get you into your first home with the lowest down payment.

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About Us

I, Wendell Baker - PNC Bank Mortgage Banker with my team, am here to help you acquire the best mortgage deals in town. I am present in Santa Monica CA, to help you afford the best property of your desire and choice at reasonable and flexible rates. Our goal at PNC is to help you acquire your dream home by offering you the best financing available. Our team works closely with you and our fulfillment team to ensure an efficient and smooth closing. PNC excels in home loan financing, Jumbo mortgages, Home equity lines, conventional loans, and special mortgage options for Physicians. As an expert in Real Estate and mortgage financing. We know how to navigate difficult rate markets, loan contingencies, and your home financing. Please allow us the opportunity to assist you with your next loan. We look forward to speaking with you soon.

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Additional Services

Jumbo Loan Financing

A jumbo loan is a conventional (not government-insured) mortgage loan that exceeds the conforming size limit for sale to Fannie Mae and Freddie Mac. Loans that exceed the conforming loan limit are considered Jumbo loans and the specific amount depends on the county where the home is located. These types of loans are mostly used by those purchasing higher-end or “luxury” properties. Jumbo loans can be Fixed, Arm, and Interest Only.

Conforming Loan Financing

It is a conventional mortgage that meets the size limits used by Fannie Mae and Freddie Mac. Those are the two corporations that purchase, securitize and resell home loans through the secondary market. In terms of their size, conventional mortgage loans can either be “conforming” or “jumbo.” If it falls when the size limits are mentioned below, it’s conforming. If it exceeds those limits, it’s considered a jumbo loan.

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Additional Services

Home Equity Line

A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. A HELOC often has a lower interest rate than some other common types of loans, and the interest may be tax-deductible. Please consult your tax advisor regarding interest deductibility as tax rules may have changed.

Foreign National Loan

A Foreign National Loan Program is a special type of loan that helps noncitizens buy an investment property and second homes in the United States. This loan has requirements (and interest rates) that slightly differ from full documentation loans. The requirements are customized considering the nationality of the borrower.