Name: Licensed Loan Officer Los Angeles, CA
Address: Los Angeles, California, US
Telephone: (916) 305-7654
Price range: $$$

Conventional 1% Down Payment Program For First-Time Homebuyers and Individuals With Moderate Incomes in Los Angeles, CA

Conventional 1% Down Payment Program For First-Time Homebuyers and Individuals With Moderate Incomes

The minimum downpayment for a conventional loan is 3%. It's low, but still high for people from low-income communities, i.e. with AMI lower than 80%. Everyone wants deserves decent housing. But since housing markets keep rippling, this makes homeownership close to impossible. This is why Pacific Wholesale Mortgage has invented its conventional 1% down payment program for low-income households in Los Angeles, CA. Ben Mendoza, the founder and one of the top licensed loan officers in the area asks you to contribute a 1% downpayment, as the rest of the 2% is from the lender. Moreover, our conventional 1% down payment program doesn’t require you to be a first-time homebuyer. Hire us as our loan program is a catalyst for people’s homeownership dreams.

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Our DSCR Loan Program Offers Quicker Application and Closing in Los Angeles, CA

Our DSCR Loan Program Offers Quicker Application and Closing

If you are looking to finance multiple properties, then a DSCR loan is the right option for you. Besides, residential, Pacific Wholesale Mortgage’s DSCR loan program also allows rental properties. We offer loans up to $2.5M. Moreover, these loans come with fixed interest of 5 and 7 years and then it will adjust every 6 months. Last but not least it doesn’t require any employment evidence or tax returns. Rather, we just assess the capital generation power of the subject property. So, what more can you ask for, rather than a DSCR loan program with multiple benefits? Just get in touch with Ben Mendoza, one of the seasoned licensed loan officers in Los Angeles, CA, and see your homeownership and financial dreams come to life.

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Bank Statement Loan Program With Easy Qualification Criteria in Los Angeles, CA

Bank Statement Loan Program With Easy Qualification Criteria

Due to fluctuating financial conditions globally, many businesses have shut down. This has made it harder for lenders to verify employment and get the right income-related documentation. HR offices are not functioning, teams are working remotely. This stops people from qualifying for home loans. Pacific Wholesale Mortgage’s bank statement loan program won’t leave you alone. Our bank statement loans or “no income check mortgages” can help you move forward without delay. Serving Los Angeles, CA, Ben Mendoza, one of the most experienced licensed loan officers in the area can tell you more about it. So, don’t wait. Grab the opportunity now.

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Conventional 1% Down Payment Program That Provides Competitive Edge in Today’s Housing Market:

You can move into your desired house with just a 1% downpayment. Hard to believe right? Thanks to Ben Mendoza, one of the trusted licensed loan officers at Pacific Wholesale Mortgage in Los Angeles, CA, has made it possible with its one-of-a-kind mortgage plan, a conventional 1% down payment program. Our loan program has expanded its customer base in moderate and low-income communities in the area. If you haven’t been a homeowner in the last 3 years, and have a low credit score of 620 or less, you are qualified for this loan program. You have the liberty of adding the 1% downpayment by sourcing it from related persons, funding it from governmental and non-governmental agencies, etc. Besides a low downpayment, our conventional 1% down payment program has low mortgage insurance and low fees requirements. What more you can ask for? Apply now!

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Our Licensed Loan Officers Will Fuel Your Homeownership Dreams:

Exploring mortgages is a hassle. Lots of math, formulas, paperwork, etc. So, let licensed loan officers like Ben Mendoza, from Pacific Wholesale Mortgage, in Los Angeles, CA, help you. He has got your mortgage venture covered. He knows what is required to be a trusted name in the industry. This is why he keeps himself abreast of the latest trends, interest rates, and terms, and conditions of mortgages. He has a vast network of lenders who can get you the right mortgage product that is in line with your goals, no matter real estate or buying a home. So, get in touch with Ben Mendoza to discuss your financial goals with him.

About Us

We understand that all licensed loan officers are not good. Meet Ben Mendoza in Los Angeles, CA. Belonging to Pacific Wholesale Mortgage, he offers multiple mortgage options to clients, that help them become achieve their homeownership and real estate goals. Our mortgage loans also help clients improve their creditworthiness, maintain their cash flow, and a lot more. Our services comprise of DSCR loan program, asset utilization loans, fix and flip reshape loans, bank statement loan program, conventional 1% down payment program, and a lot more. So, hire us as our mortgage programs and deals are what you’ve been looking for.

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