Name: Licensed Loan Officer San Francisco, CA
Address: San Francisco, California, US
Telephone: (916) 305-7654
Price range: $$$

Conventional 1% Down Payment Program For Homebuyers Facing Affordability Challenges in San Francisco, CA

Conventional 1% Down Payment Program For Homebuyers Facing Affordability Challenges

Affordability is a huge challenge today. This keeps would-be homebuyers out of the house marketing. But one of the largest mortgage providers in San Francisco, CA, Ben Mendoza from Pacific Wholesale Mortgage is here with his conventional 1% down payment program. He is one of the best licensed loan officers. Our loan program is a highly sweet deal for homebuyers in the area, as you the borrower have to contribute 1% to the downpayment, whereas, the 2% of it is contributed by the lender, hence making the process easy and affordable for you. Is your AMI, not more than 80%? Doesn’t matter, you qualify for our conventional 1% down payment program. Didn’t think homeownership would be this easy? Hire us for details.

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Our DSCR Loan Program Focuses on The Property’s Strength and Not The Borrower in San Francisco, CA

Our DSCR Loan Program Focuses on The Property’s Strength and Not The Borrower

While exploring DSCR loan programs, you might have seen most lenders asking for a 1.25 DSCR that helps you repay and enables cash flow for other expenses that may pose a hurdle in paying the debt. Welcome to Pacific Wholesale Mortgage! Our DSCR loan program offers a minimum DSCR of 0.85 minimum, as we understand the financial difficulties companies go through, so Ben Mendoza, one of the most reached-out licensed loan officers in San Francisco, CA, offers its helping hand to companies at risk of becoming insolvent. So, hire our DSCR loan program, giving your dyeing business a new lease on life.

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Our Bank Statement Loan Program is Trusted Among Freelancers, Gig Economy Workers, etc. in San Francisco, CA

Our Bank Statement Loan Program is Trusted Among Freelancers, Gig Economy Workers, etc.

Around 16 million Americans were self-employed and around 20 million more plan to join. This has led to a high demand increase in reliable bank statement loan programs as the self-employed fraternity doesn’t have the documents required to qualify for traditional mortgages. For the self-employed community in San Francisco, CA, aspiring to own homes, Pacific Wholesale Mortgage’s bank statement loan program is a ray of hope. You just have to present your recent bank statement and earnings to qualify. Concerned about the credit score, it’s a minimum of 620. So, connect with Ben Mendoza, one of the best licensed loan officers. His crafted mortgage plans have been helping self-employed become homeowners for years.

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Conventional 1% Down Payment Program That Reduces Upfront Financial Burden:

Who doesn’t want free money on their hands? People are getting boxed out because of inflation. In this endeavor, one mortgage loan provider named Pacific Wholesale Mortgage has come up with its conventional 1% down payment program. Designed by one of the artisan licensed loan officers in San Francisco, CA, Ben Mendoza, his mortgage plans specifically target low-income households. Such as those who can’t make more than 80% AMI in the area where they are buying houses. So, stop browsing further for mortgage loan options that are in line with your financing condition, as it isn’t everyone’s expertise except Ben Mendoza. Reach out to home to know his craft better.

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Qualify for Our Asset Utilization Loans With Your Assets. Easy! Right?

The economic landscape of the country is changing. This has made people choose non-traditional modes of income. To help them start fresh, Pacific Wholesale Mortgage offers its asset utilization loans. Whether you are a retiree with a small fixed income, a new business, or an established company that has to maintain a steady cash flow, you may rely on our asset utilization loans. You just need verified liquid assets like cash, stocks, metal, etc. It doesn’t require any paystubs, W2s, tax returns, paystubs, etc. Our asset utilization loans help people qualify for larger mortgage loans, as it is based on modern underwriting concepts, that aren’t allowed in traditional mortgage financing. So, if you are retired, self-employed, or someone with a high net worth, rely on our asset utilization loans. One of our seasoned licensed loan officers, Ben Mendoza in San Francisco, CA, will help. Get in touch today!

About Us

Ben Mendoza having a license number of 335407, is highly trusted in San Francisco, CA. Hailing from a reputed mortgage service provider named Pacific Wholesale Mortgage, he offers multiple mortgage financing options. Such as the DSCR loan program, the conventional 1% down payment program, the fix and flip reshape loan, the bank statement loan program, and asset utilization loans. We are connected with the best lenders and connect our clients with them to provide them with the best mortgage options. We help our clients achieve creditworthiness, improve and maintain their credit scores, and maintain a steady cash flow. Hire Ben as he is one of the top licensed loan officers, and his mortgage programs and deals are the perfect fuel for your financial and real estate goals.

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